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Open. Honest. Client-Focused.

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FINANCIAL PLANNING IN LANCASTER, PENNSYLVANIA


Working with Sequinox is like having a trusted friend to talk with, especially when that friend takes time to understand exactly what you want out of life and knows the ins and outs of financial planning, taxes, and retirement.


CONCENTRATING ON PEOPLE

Sequinox was started by Joe Wirbick venturing out on his own because he was tired of the “me first” mentality that seemed to go with big financial planning companies. He wanted Sequinox to offer people sound advice so that they could solve their financial challenges like retiring comfortably, saving on taxes, and paying for college.

Joe also wanted clients to understand exactly what was happening with their money and therefore, focuses on being honest, open, and transparent in every conversation.


AN AWARD-WINNING TEAM

Today, Joe Wirbick, Mike Zimmerman, and the Sequinox team help clients find the right financial answers in a beautiful office setting, but they never forget their roots.

Sequinox was named one of the fastest growing companies in central Pennsylvania and won the “Business of the Year” Award from Central Penn Business Journal in the same year.


Fastest Growing Company, Business of the Year, and 5 Year Lancaster Favorite Financial Advisor Awards by Central Penn Business Journal and LNP



MEET THE PEOPLE BEHIND SEQUINOX

We’re on a first-name basis here. That’s because we want you to feel you’re part of a group that treats clients like friends.

Joe Wirbick Photo
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Joe Wirbick

President

Joe Wirbick

joe@sequinox.com

717-397-7957 x304

For 20 years, Joe Wirbick has been on a mission to show his clients what “they” never tell you about reducing risk, retiring tax free, and ensuring their standard of living during retirement. His multiple-award-winning company, Sequinox, has become one of the premiere sources that retirees and High Net Worth Entrepreneurs trust to understand the, often confusing world, of retirement.

And here’s why: Sequinox measures their success by the number of their clients who, regardless of how they came to them, retires successfully and achieves their major financial goals.

Sequinox is refreshingly different. They shun confusing industry jargon and use terms that are easy to understand. As a client, you are treated like family. You are educated and enabled to make informed decisions with your assets. You always know exactly where your money is as well as the plan to protect it and make it grow. 

Sequinox focuses on three main areas:

  1. Help to reduce risk in a client’s portfolio
  2. Help to minimize or eliminate taxes during retirement
  3. Help to ensure a steady income for life.

When Joe was new to the financial services industry, he was unhappy with how most advisors were working with their clients. He saw a field overrun with a “me first” mentality. Joe had a vision to build a company that always put his clients first, regardless of the circumstances. And the results have been incredible. Sequinox was named one of the fastest growing companies in central Pennsylvania, and won the “Business of the Year” Award from Central Penn Business journal in the same year. 

Joe’s passion for taking the guesswork out of retirement led him to write his hit book, Everything They Never Told You About Retirement, which topped the charts as an international #1 bestseller in four countries. Organizations frequently request Joe to speak about the topics covered in his book at conventions all over the world. His charisma and relatability make him a consistently top-rated speaker, helping attendees better understand how they can achieve their dream life in retirement. 

Joe has been awarded the Central Penn Business Journal’s “Forty Under Forty” award and was named as “Entrepreneur of the Year.”  Most recently, he was named #1 Wealth Manager in Central Pennsylvania by Central Penn Business Journal. 


Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Financial Advisor is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Financial Advisor by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA / SIPC. Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA). Sequinox and JWC/ JWCA are unaffiliated entities.

Mike Zimmerman Photo
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Mike Zimmerman

Vice President

Mike Zimmerman

mike@sequinox.com

717-397-7957 x314

As co-owner of Sequinox, Mike helps to manage all aspects of investment for our clients. His focus is to help people, solve financial problems and help clients answer question they didn’t even know they had.

Mike holds the position of Investment Advisor Representative with J.W. Cole Advisors, Inc. and a Registered Representative with J.W. Cole Financial, Inc. Mike is also licensed to represent and sell life and health insurance products.

A graduate of Philadelphia University, Mike went on to earn a graduate degree from the University of Texas. Working for GlaxoSmithKline for eight years, he became a published author and inventor on several patents in the field of Oncology and Virology. Mike is a member of the American Chemical Society. He joined Sequinox in 2008 as a way to help people become informed about their financial lives.

Mike graduated from Ephrata High School and currently resides in Lancaster with his wife, son, and daughter. He enjoys being outdoors, and occasionally doing remodeling projects in his spare time. Mike’s hobbies include spending time with his kids, and watching and participating in sports. His best day would be spent out boating on the water.

Kelly Weaver Photo
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Kelly Weaver

Registered Executive Assistant

Kelly Weaver

kelly@sequinox.com

717-397-7957 x303

Kelly Weaver began her career at Sequinox in 2015 as a Registered Executive Assistant. She has over 20 years of experience in the financial industry and holds the FINRA Series 7 and Series 63 Licenses and the PA Life & Health Insurance Licenses.

Words to describe:

  • Organized
  • Honest

Favorite Things:

  • Watching my kids play sports
  • Being outdoors
  • Designing & Decorating
  • Pirates Baseball

Unfulfilled Dreams:

  • Learn to play a musical instrument
  • Hike the Appalachian Trail

Strengths:

  • Creative
  • Supportive

Perfect Day:

  • Relaxing by a mountain stream

Favorite foods:

  • Chocolate
  • Salads
Teressa Beard Photo
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Teressa Beard

Executive Assistant

Teressa Beard

teressa@sequinox.com

717-397-7957 x307

Teressa Beard began her career at Sequinox in 2015. Prior to her role at Sequinox, she worked in the printing industry for 22 years in Customer Service. Teressa lives happily in Akron with her husband.

Words to Describe:

  • Organized
  • Quick-witted

Favorites Things to Do:

  • Spending time with good friends, family, husband and dog
  • Hiking
  • Camping
  • Traveling
  • Exploring new places

Unfulfilled Dreams:

  • Hiking the entire Appalachian Trail
  • Owning a cute little camper
  • Traveling across country by car

Things that Make Me Happy:

  • Untamed laughter of a child
  • Helping others

Favorite Desserts:

  • Chocolate cake with peanut butter icing straight from the refrigerator
  • Thick chocolate milk shake with ice crystals
  • Dark chocolate caramels sprinkled with sea salt

Favorite Foods:

  • Pasta
  • Mom’s Homemade Chicken Pot Pie

My Perfect Day:

  • Reading a good book on a sunny day at the beach or on a rainy day at the cabin
Christine Wirbick Photo
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Christine Wirbick

Marketing and Events Coordinator

Christine Wirbick

christine@sequinox.com

717-397-7957 x305

Christine Wirbick began working at Sequinox in July 2015. She now is the full time Marketing and Events Coordinator. Christine’s back ground includes military service and 15 years as a registered nurse. She enjoys traveling, hiking, and spending time with her boys.

Karin Harrison Photo
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Karin Harrison

Receptionist

Karin Harrison

karen@sequinox.com

717-397-7957 x302

Karin began her career at Sequinox in 2016. Previously worked as office manager for 17 years in the manufacturing industry. Karin also worked in customer service for 2 years in the service industry. She lives in Lititz and has two children.

Words to describe:

  • Easy going, organized and fun

Strengths:

  • Optimism

Things that make me happy:

  • Cooking, walking, sunny days

Unfulfilled dreams:

  • Travel to Europe or Hawaii

Favorite things to do:

  • DIY home projects, gardening, spending time with family and friends

Favorite foods:

  • Fruits, anything spicy
Tracey Ritchey Photo
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Tracey Ritchey

Customer Service

Tracey Ritchey

tracey@sequinox.com

717-397-7957 x301

Tracey Ritchey began her career as a New Business Coordinator at Sequinox in 2014. Prior to her role at Sequinox, she worked in the printing industry for 30 years in Customer Service.

Tracey lives in Adamstown and has two children, Garrett and Caitlin. In her spare time she enjoys cooking, knitting, and hiking.

Favorites:

  • Trying new recipes

Unfulfilled Dream:

  • Traveling

Things that make me happy:

  • Spending time with my family & friends
  • My cats

Favorite Desserts:

  • Fresh black raspberries & pineapple

Favorite Foods:

  • Italian
  • Mexican

My Perfect Day:

  • A sunny day at the beach